2024 Annual Enrollment
Decision Guide for Retired Members
The Episcopal Church Medical Trust (Medical Trust) offers a UnitedHealthcare® Group Medicare Advantage (PPO) plan for post-65 former employee medical and prescription drug coverage.
Keep reading for important program announcements and links to all the information you need about the plan options available to you.
Annual Enrollment for 2024 plan year health benefits is closed. Please contact Client Services for assistance.
New Vendor: Delta Dental
Delta Dental is our new dental vendor for 2024! If have dental benefits with Cigna Dental through the Medical Trust, that coverage is going away. You will be enrolled in a Delta Dental PPO + PremierTM (Delta Dental) plan option similar to your current Cigna Dental plan. Learn more below.
If you want to discontinue dental coverage, or are offered but not enrolled in Medical Trust dental benefits, please log in to make your selection during Annual Enrollment.
Post-Retirement Health Subsidy
Retired clergy enrolled in Medicare may be eligible for financial assistance to purchase post-retirement health benefits from The Episcopal Church Medical Trust.
The 2024 subsidy approved by The Church Pension Fund Board of Trustees may be used to cover or offset all or a portion of the cost of the GMA Premium (PPO) plan option, the GMA Comprehensive (PPO) plan option and/or dental coverage for eligible retired clergy and their eligible spouses.
Visit Post-Retirement Health Subsidy for 2024 subsidy details.
Annual Enrollment Webinar
Plan Options
MEDICAL
You have a choice between the following GMA plan options:
Plan benefits are detailed at retiree.UHC.com/ecmt, and in the Plan Guide.
For questions about benefits and coverage call UnitedHealthcare's dedicated call center (866) 519-5401.
DENTAL
If you have dental benefits with Cigna Dental through the Medical Trust, that coverage will no longer be offered after December 31, 2023.
We will enroll you in a Delta Dental plan option that most closely resembles your current Cigna Dental plan. See the table below. You’ll enjoy richer benefits with no rate increase. You may sign in to view and change your Delta Dental plan option during Annual Enrollment. Making changes is optional, not mandatory.
| 2023 Cigna Plan |
|
*NEW* 2024 Delta Dental Plan |
|
Preventive Dental |
|
Delta Dental Basic |
|
Basic Dental |
|
Delta Dental Comprehensive |
|
Dental & Orthodontia |
|
Delta Dental Premium |
Visit cpg.org/deltadental to learn more about Delta Dental benefits.
OTHER BENEFITS
In addition to Group Medicare Advantage benefits, CPG provides several other benefits to retirees at no additional cost.
EyeMed Vision Care
Employee Assistance Program
Offered by Cigna Behavioral Health
View Clergy Brochure | Lay Brochure
Health Advocate
Resources for Members
Medicare & You
Glossary of Health Coverage and Medical Terms
UnitedHealthcare
For Medicare, Group Medicare Advantage, or specific coverage questions
(866) 519-5401, TTY 711
8:00 AM – 8:00 PM
local time, seven days a week
Delta Dental
For Delta Dental coverage specific questions
(888) 894-7059
Monday to Friday
8:00 AM – 8:00 PM ET
CPG Client Services
For enrollment, eligibility, or subsidy questions
(800) 480-9967
Monday to Friday
8:30 AM – 8:00 PM ET
Send a message
Health Advocate
When you need help navigating the complexity of the healthcare system
Call (866) 695-8622
24 hours a day, seven days a week
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