Retirement Savings Plan (RSVP)

Your Retirement Savings Account in Transition

Now that you have retired, you need to make decisions about managing your retirement savings. You've saved your money, planned your spending, and are ready to enjoy your retirement.

There are several options for managing your savings, and you can choose the best option or options for managing your retirement savings.

Maintaining your retirement savings account might be a good option if you:

• Want your contributions and earnings to continue growing tax-deferred
• Aren’t yet sure what you want to do with your retirement savings
• Wish to have access to the same investment choices you had before you retired

Rolling over your retirement savings might be a good option if you:

• Want your contributions and earnings to continue growing tax-deferred
• Have more than one retirement account and want to consolidate your savings

Withdrawing funds or receiving periodic income payments from your retirement savings might be a good option if you:

• Are ready to begin receiving funds from your retirement savings.  

There are several options for withdrawing funds so that you can choose the withdrawal option that best meets your needs. We recommend that you consult with your financial and/or tax advisor before deciding which option works best for you.

Access your Fidelity NetBenefits account to review your balance, investments and plan your options.

For more information, please see the RSVP & Lay DC Plan Employee Guide.

Retirement Savings Plan Disclaimer